Running a business requires a wide range of financial tools. Often, the success and profitability of a brand depend on how well financial flows are managed. In this article, we will review the PSTNET service, which has established itself as a provider of multifunctional financial tools. Among its key products are the “Ultima” unlimited cards for payments worldwide and the exchange crypto to fiat currencies, advertising cards with 3% cashback and trusted BINs, White Label Cards solutions with fraud monitoring and API, and the most versatile tool – the free BIN checker “Pulse” with a database of over 500,000 BINs. We will briefly cover the features of each tool and delve into how they can be used.

PSTNET: Multifunctionality and Security in Every Solution

PSTNET is a service that issues virtual payment cards and digital financial tools. All of the service's cards work with Visa/Mastercard payment systems. The issuing banks for these cards are based in the US and Europe. PSTNET cards can be either debit or credit and support fiat currencies like USD and EUR, along with 18 cryptocurrencies.

The main advantage of these cards is the absence of transaction fees, withdrawal fees, and fees for operations on blocked or frozen cards. Card security is ensured by 3D Secure technology and Two-Factor Authentication.

You can top up PSTNET cards using three methods: traditional bank transfers (SWIFT/SEPA), transfers from other Visa/Mastercard cards, or crypto deposits.

All cards support top-ups with the following coins:
USDT (TRC20/ERC20), BTC, ETH, BNB, XRP, TRX, BCH, USDC (Ethereum), USDC (Tron), ADA, SOL, MATIC, BUSD, LTC, DASH, DOGE, TON

Funds from the cards can be withdrawn in USDT.

To register on the platform, you can use your Google, Telegram, WhatsApp, Apple ID, or email account. The entire process takes less than a minute.
After registration, you will immediately have access to your personal account, where you can issue any card with just one click. Once issued, the cards are instantly available, and you only need to top up their balance.
User verification is required only if your top-up exceeds $500 or if you plan to issue cards in bulk.

If you have questions about the cards or need clarification, PSTNET’s support team is available 24/7. The service’s specialists respond instantly via Telegram, WhatsApp, or live chat on the website.
To keep users informed of all updates, the service has a dedicated Telegram bot, which can also provide 3DS Codes.

Next, we’ll explore the types of cards and products available from PSTNET and their potential use cases.

Ultima: A Card with No Spending or Top-Up Limits

Top-Up Fee: 2%

The Ultima card is a universal payment tool. Its main advantage is that it has no spending or top-up limits, meaning cardholders have complete control over how much they spend.
The cards are accepted anywhere that Visa/Mastercard systems operate. They can be linked to Apple Pay and Google Pay.

The card is equipped with 3D Secure technology. Each transaction is verified by a special code, which is sent via SMS or can be retrieved through PSTNET’s multifunctional Telegram bot.

For active users, meaning those who spend above a certain amount each month, PSTNET offers the possibility of receiving free Ultima cards.

Cardholders can choose a payment plan that suits them: pay $7 per week or opt for an annual subscription at $99 with a discount.

The Ultima card can be used to convert crypto into fiat. After topping up the card with your preferred cryptocurrency, you can quickly convert it into USD or EUR in your personal account and use the card for payments.

What can you pay for with the Ultima card?

• Popular platforms and service subscriptions: PayPal, Steam, Spotify, Netflix, Patreon, Unity 3D, etc.
• Purchases in app stores: AppStore, GooglePlay, Microsoft Store, PlayStation Store, Epic Games Store, etc.
• Hotel bookings: Booking.com, Airbnb, etc.
• Travel expenses: Perfect for cruise bookings and purchasing airline tickets
• Shopping on major platforms: ASOS, eBay, Amazon, and more.

Cards for Advertising Platforms: Minimized Risk Payments

Top-Up Fee: From 3%

PSTNET issues virtual cards for advertising on popular platforms. These cards can be issued in unlimited quantities.
These cards are specifically designed for media buying, segmented for compatibility with various platforms. Users can select a card by platform and be assured that its BIN is suitable for payments.

All cards come with over 25 trusted BINs, so the chances of a decline are almost zero.

The service's interface is adapted for both solo use and team operations.

In the user’s personal account, special tools allow you to:

• Assign roles among team members
• Set spending limits
• Request balance top-ups
• Get detailed transaction reports and analyze expenses

Additionally, there is a special program for media buyers. Through this program, users can receive 3% cashback on advertising expenses and issue up to 100 cards per month for free. You don’t need to adjust your advertising expenses to participate, just select a plan.

What can you pay for with advertising cards?

• Facebook
• Google
• Microsoft
• TikTok
• Instagram
• Twitter
• LinkedIn
• Reddit
• Quora
• Taboola
• Outbrain
• Snapchat
• …and many more platforms with the PSTNET advertising card

White Label Cards: Multifunctional Cards for Any Business

PSTNET offers a card branding option for businesses, called White Label Cards. These are fully customized cards with all the service’s card benefits but branded with your company’s logo. By ordering such cards, a brand receives a ready-to-use payment solution with their logo.

What’s included in the White Label Cards service?

• Fraud monitoring
• RESTful API
• Expense management tools
• Transaction reporting for budget analysis

Why do businesses need their own payment solutions?

• Increased loyalty: Branded cards improve communication with clients
• Optimized expenses: Businesses can set limits, choose preferred currencies, and save on conversions
• Complete customer profiling: Brands can analyze customer spending
• International transactions: A unified card system simplifies accounting and helps facilitate international financial operations
• Integration into company products and services: Virtual cards can be a convenient tool for making payments on an e-commerce platform.

The “Pulse”: Free BIN Checker

Pulse is a free web tool for decoding BIN data. The Pulse BIN checker has consistently high PSTNET reviews. It is widely used by both PSTNET virtual cardholders and external users. Thanks to daily updates to the database, the BIN checker always provides up-to-date information. As of now, the Pulse database contains over 500,000 BINs.

With this tool, you can check the BIN/IP, find out the issuing country, and the name of the issuing bank. For PSTNET cards, you can also access additional information such as billing thresholds, the percentage of declined and approved transactions, and average card spending.

The BIN checker processes requests instantly and can be integrated into any product via API.

What can the BIN checker be used for?

• Verifying virtual card data: Ensure the card supports the necessary payment system
• Selecting a card for an advertising platform: Check the issuing country and bank
• Verifying the legitimacy of a transaction: Avoid fraud
• Analyzing payments for marketing strategies: Segment customers by geographic location, card types, and card classes
• Reducing chargebacks: By identifying which cards are commonly used for chargebacks, companies can test hypotheses to reduce them

Conclusion

Overall, PSTNET offers cost-effective solutions for a variety of business and personal needs.

For businesses, comprehensive solutions are the most optimal. You can select a package of cards and services that meet your individual needs. The Ultima cards are ideal for covering back-office expenses and large payments on behalf of the brand, while the advertising cards are suitable for the marketing department and media buyers. White Label Cards are perfect for internal employee bonuses or customer payments. The BIN checker can be used by both the analytics and marketing departments, as well as individual employees.