Pitch Engine
Times Advertising


.

'Similar to ordering a pizza': how buy now, pay later apps influence young people's spending

  • Written by Steven Threadgold, Associate Professor, Sociology, University of Newcastle
'Similar to ordering a pizza': how buy now, pay later apps influence young people's spendingwww.shutterstock.com

Young people are often blamed for making irresponsible choices with money.

But the real issue is not whether they eat too many expensive cafe breakfasts. Young Australians today face an uncertain job market, rising university fees and astronomical house prices. Unfortunately, debt is also an inevitable part of their lives.

This...

Read more: 'Similar to ordering a pizza': how buy now, pay later apps influence young people's spending

More Articles ...

  1. Australia is about to be hit by a carbon tax whether the prime minister likes it or not, except the proceeds will go overseas
  2. Australia's 'great resignation' is a myth — we are changing jobs less than ever before
  3. More prison time for less crime, our swelling prisons are costing us dearly
  4. Fewer than half of Australia's 150 biggest companies have committed to zero emissions by 2050
  5. Building more houses quickly is harder than it looks. Australia hasn't done it in decades
  6. Consumers are wise to ‘woke washing’ – but truly ‘transformative branding’ can still make a difference
  7. Between the lines, Morrison's plan has coal on the way out, with the future bright
  8. Now it's Liberals telling us we are going to have to cut the capital gains tax concession if we want to get Australians into homes
  9. Billionaires taking action on climate change are part of a long tradition
  10. If I catch COVID-19 at work what are my rights? A law expert explains
  11. Australia's 'underclass' don't like work? Our research shows vulnerable job seekers don't get the help they need
  12. Tough carbon dioxide car emissions ceilings could get us well on the road to net-zero
  13. Vital Signs: slower Chinese economic growth inevitable without internal reform
  14. Why Australian unions should welcome the new Agricultural Visa
  15. A global battle for low-skilled workers looms after COVID. Australia needs to be part of it
  16. The easy way to rein in Facebook and Google: stop them gobbling up competitors
  17. What is an ETF? And why is it driving Bitcoin back to record high prices?
  18. Australia's top economists back carbon price, say benefits of net-zero outweigh cost
  19. Many of New Zealand's most popular websites use ‘dark patterns’ to manipulate users – is it time to regulate?
  20. Vital Signs: JobKeeper delivered what was needed to save the patient
  21. How many days a week in the office are enough? You shouldn't need to ask
  22. Why hasn't my parcel arrived yet? Delivery and supply chain problems are multiplying – and yes, it'll probably affect Christmas
  23. Why your ex may be able to claim half your superannuation, even if you aren't married
  24. Considering buying property off the plan? Here are 6 crucial steps to protect yourself
  25. Introducing David Card, the 2021 Nobel Prize in Economics winner who made the minimum wage respectable
  26. As home prices soar beyond reach, we have a government inquiry almost designed not to tell us why
  27. Suddenly we are in the middle of a global energy crisis. What happened?
  28. The Pandora Papers show the line between tax avoidance and tax evasion has become so blurred we need to act against both
  29. Vital Signs. Laugh at the US if you will, but Australia narrowly escaped a debt ceiling
  30. Thanks to APRA, it's about to become harder to get a mortgage. Here's why
  31. The next Pandora Papers exposé is inevitable – unless governments do more on two key reforms
  32. Your rights under Victoria's 'authorised worker' vaccine mandate: an expert explains
  33. In a lockdown, where does work end and parenting begin? Welcome to the brave new world of ‘zigzag working’
  34. Australians need more protection against genetic discrimination: health experts
  35. 3 ways the collapse of Evergrande will hurt the Australian economy
  36. 3 reasons people with power are more likely to make bad decisions
  37. Australia has ranked last in an international gender pay gap study — here are 3 ways to do better
  38. Vital Signs: Evergrande may survive, but for its executives expect a fate worse than debt
  39. Vax and vacation? Why that Pacific island holiday will still mean 'traveller beware'
  40. Your household power bills could be 15% cheaper, if Australia's energy regulator was doing its job
  41. Vital Signs: a simple way to cut carbon emissions — don't let polluters hide
  42. Australia's banks got $188 billion in cheap loans from the RBA. Now they're funding share buybacks
  43. What are the protests against Victoria's construction union all about? An expert explains
  44. Australia's COVID plan was designed before we knew how Delta would hit us. We need more flexibility
  45. Vital Signs: we're doing well despite Delta, but 3 major economic challenges loom
  46. Just 4.5% jobless during lockdowns? The unemployment rate is now meaningless
  47. Can Queensland cash in on the NRL finals? It's all about 'event leveraging'
  48. Delta is tempting us to trade lives for freedoms — a choice it had looked like we wouldn't have to make
  49. ASIC, now less a corporate watchdog, more a lapdog
  50. Australia has finally backed a plan to let developing countries make cheap COVID-19 vaccines — what matters is what it does next