Pitch Engine
Times Advertising


.

What's wrong with Australian mortgages? They're fixed for shareholders, not home owners

  • Written by Richard Holden, Professor of Economics, UNSW
What's wrong with Australian mortgages? They're fixed for shareholders, not home ownersshutterstock

If you’re paying off a mortgage – or aspiring to – imagine if you didn’t have to worry so much about rising interest rates.

That’s already the reality for US home buyers. Unlike in Australia, most mortgages in the US have a fixed-interest rate, locked in for 30 years.

Instead of having to wait and see if...

Read more: What's wrong with Australian mortgages? They're fixed for shareholders, not home owners

More Articles ...

  1. Building back better: how RBA Governor Philip Lowe sees the year ahead
  2. Unemployment below 3% is possible for the first time in 50 years – if Australia budgets for it
  3. Inflation is raising prices and reducing real wages – what should be done to support NZ’s low-income households?
  4. Omicron will only add to looming workforce shortages already faced by key New Zealand industries
  5. Would you pass this financial literacy quiz? Many won't – and it's affecting expensive aged care decisions
  6. Things look worse for casual workers than at any time during the pandemic
  7. Top economists expect RBA to hold interest rates low in 2022, as real wages fall
  8. Vital Signs: it's too early for the RBA to pull the trigger on interest rates
  9. An unemployment rate below 4% is possible. But for how long?
  10. Inflation hits 3.5%, but one high number won't budge the Reserve Bank on interest rates
  11. Where's the meat? Employers and governments should have seen this supply crisis coming, and done something
  12. Vital Signs: disclosure please, we shouldn't be playing bingo with COVID statistics
  13. The Singapore-inspired idea for using super for housing that could cut costs 50%
  14. The 3 problems with fines for not reporting positive COVID tests
  15. NFTs, an overblown speculative bubble inflated by pop culture and crypto mania
  16. Relax, Australia does not have (and is not likely to have) a shortage of food
  17. Healthy humans drive the economy: we're now witnessing one of the worst public policy failures in Australia's history
  18. Labor's proposed $10 billion social housing fund isn't big as it seems, but it could work
  19. Post-pandemic, ‘small business fetishism’ could cost us jobs
  20. Vital Signs: Sydney to Newcastle fast rail makes sense. Making trains locally does not
  21. Don't look Up! has a surprising amount to tell us about economics, much of it useful
  22. A simple calculation can stop artificial intelligence sending you broke
  23. How COVID-19 changed the way we shop – and what to expect in 2022 and beyond
  24. How Australia’s biggest wine-growing region came to pioneer alcohol control
  25. Why COVID-19 means the era of ever cheaper air travel could be over
  26. Explainer: what is corporate social responsibility or CSR – and what do investors need to know?
  27. Triumph of the mall: how Victor Gruen’s grand urban vision became our suburban shopping reality
  28. Remembering Geoffrey Giudice, the 'bosses man' who helped make Australia's Fair Work Commission fair
  29. Like songs, the best graphs tell stories. Here are my 10 favourites from 2021
  30. Should I pay off the mortgage ASAP or top up my superannuation? 4 questions to ask yourself
  31. Would Keynes have bought Bitcoin?
  32. Extraordinarily, the effects of the Spanish Inquisition linger to this day
  33. Are you a more holistic or analytic thinker? Take this quiz to find out
  34. Vital Signs. No return to austerity as Team Frydenberg prevails over the budget hawks
  35. $16 billion of the MYEFO budget update is 'decisions taken but not yet announced'. Why budget for the unannounced?
  36. Allan Fels: As ACCC chair, Gina Cass-Gottlieb will put the public interest first, despite years of fighting for business
  37. That reverse mortgage scheme the government is about to re-announce, how does it work?
  38. Forget calls for a royal commission into Australia's big media players – this is the inquiry we really need
  39. 'Sorry, I don’t understand that' – the trouble with chatbots and how to use them better
  40. Why 'buy now, pay later' stocks fell in 2021, and what's in store
  41. Over 300,000 New Zealanders owe more than they own – is this a problem?
  42. Rugby player Dennis Tutty went to the High Court and changed Australian sport – but there's still a tough issue left to tackle
  43. Australia's shortage of diesel additive Adblue is serious, but we can stop it going critical
  44. Vital Signs: the case against death duties just got stronger
  45. Content from confrontation: how the attention economy helps stoke aggression towards retail workers
  46. Remembering Geoff Harcourt, the beating heart of Australian economics
  47. Who's the unsung architect behind Labor's climate plans? A retiring Coalition minister
  48. BHP's vaccine policy 'not lawful and reasonable' – but this is no win for mandate opponents
  49. 'I can only do so much': we asked fast-fashion shoppers how ethical concerns shape their choices
  50. 10 ways New Zealand employers can turn the 'great resignation' into a 'great recruitment'
hacklink hack forum hacklink film izle hacklink testjetbahistipobetslogan bahis sitesicasino not on gamstopiptv satın aliptv satın aliptv satın alcasibompadişahbetgalabet girişcasibommarsbahisjojobetbetmarinoikimislijojobetxslotbetpipocasinoroyalmeritkingkingroyal